When buying a home, most people use a conventional mortgage. This requires the home buyer to put down some amount of money, called a down payment, on the purchase. This is represented as a percentage of the overall purchase amount.…
Arizona homeowners with an eye to sell their home may be hearing words like walkability. What does it mean and how does it apply to your situation? While it isn’t a big factor with all buyers or all situations, it…
If you are getting ready to buy a house in the next few years, taking time to build your credit is a great way to get the best rates and keep your costs down. Here are a few steps that…
Getting ready to buy or sell a home in Arizona? You are probably working with a real estate agent or considering reaching out to one for their expertise and guidance. Here are a few questions to help you find the…
Getting ready to move? This is a fun and exciting time, especially if you are moving into your first home. It can also be stressful and a lot of work. Here are some tips to make the process go smoothly.…
If you are starting your home search as a serious buyer, you want to consider getting pre-approved for a home loan. It requires a bit of work upfront but can streamline the process and make purchasing your Arizona home that…
When you set up your mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest, taxes, and insurance. All these items combine to create one payment that goes directly to…
If you are getting ready for home ownership, you have probably taken a good long look at your personal finances. Having a great credit score can be helpful when qualifying for a mortgage. If yours is less than stellar, here…
Congratulations! Your offer for your Arizona home just got accepted. Now what? One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with…
In earlier posts we discussed finding the right local lender and realtor that know the Arizona housing market. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It…
